How Not to Grow Your Nest Egg


It has been recently wagered by Warren Buffet that he will do better in his investment returns than a group of hedge fund managers will by investing in a passive index fund. The wager is for $1 million and it looks like he stands to gain on this one.

Buffet strongly believes that there are just too many expensive and mediocre funds that simply shortchange their investors. Buffet has an approach to investing that adopts a bottom-up tactic that has been proven to be quite effective over the years. Buffet is known to deliver a clear message that Americans need to save for retirement and to get and stay invested and more information click here.

In his recent shareholder letter, Buffet offered some very valuable wisdom on investing. He advises that it is best to stay wary of product labels and to be aware of funds that are expensive an will eat into your investments over time. Passive index funds especially can be known to give poor returns because of their high costs and excessive trading. You want to instead invest in funds that keep costs low and where the fund manager is as equally invested and learn more about Timothy.

Passive index returns are not the safe bet but rather they have their place. They typically do not offer any cushion against downturns. Only about half of the 1200 investors surveyed online the previous year were even aware that index funds are exposing them to 100 percent of the losses and risks during market downfalls. It is better to do better than most investors in bad tomes in order to grow your nest egg and resume him.

The key to a good investment return is to invest in a fund that’s not overpriced and is one that the fund manager is as equally invested in. This will result in a group of investors that will outpace benchmark indexes and Tim’s lacrosse camp.

Timothy Armour has been investing for Capital Management Group for 34 years and is the chairman of the company. He has a bachelor’s degree in economics and attended Middlebury College. He is based out of Los Angeles and is an equity portfolio manager.

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Wild Ark Provides a New Way to Look at the World

Looking to travel to parts of the globe that still teem with wildlife? Wondering how you can help conservation efforts in other parts of the world? Learn more:


The organization known as Wild Ark can help you fulfill both goals. When it comes to understanding the beauty of nature, Wild Ark allows you to take the journey and experience new surroundings first-hand.


Currently, there are three different destinations on the African continent within the countries of Kenya, Botswana, and South Africa. Otherwise, you could take a trip to the most barren and remote state in the U.S., otherwise known as Alaska. Each country provides an opportunity to help out conservation efforts or to enjoy the natural habitat found in areas that are still untainted by an increasingly industrial and urban developmental-oriented world. Learn more:


There are many different opportunities to enjoy nature and wildlife such as a seven-day trip that allows you to track animals in the hinterlands of South Africa and Botswana. Otherwise, you can go photographic safaris through Botswana and take shots of wildlife there such as the African lion. If you are looking for more, try enjoying the Londolozi Game Reserve in South Africa which is known for its wildlife management and protection. There is also a chance to visit sea turtles in Kenya.


If you want to be closer to home, visiting an Alaskan sporting lodge with an eye toward seeing the state while fly-fishing is an option.


Allowing people to enjoy natural experiences that is growing scarce in this world is what Wild Ark is all about. It is a conservation group who have a stated mission to protect the biodiversity of the world and encourages people to try to connect with nature in unspoiled settings. Learn more:


Founded by Mark and Sophie Hutchinson, Wild Ark looks to protect certain places that are still considered wild or untamed. Their first conservancy is called the Pridelands Conservancy that consists of 4,500 acres set aside for wildlife. Located within the Greater Kruger National Park in South Africa and serves as a buffer between the park and agricultural land. The hope of Wild Ark is to get more involved in the fight of conservatism and the creation of more conservatories around the globe.




Mike Baur entrepreneurial career

Mike is Swiss business person who is well known globally due to his amazing career. He has been performing very well in a different segment he has ventured at. A good number of people who are now doing different business in Swizz know him due to his contribution in the segment. He is now working with a good number of people who have startups in the country. His support has been of great help to such people. He is not only offering financial support to such people, but he is also providing them guidance on how best they can make money out of their venture.


In the past years, it was very hard for people with startups to get someone who would offer them guidance. Due to that, a good number of them ended up losing huge sum of money without their knowledge. Mike started a firm known as Swiss Startup Factory with his co-founder. The company has gained popularity among many players in the market. This mainly applies to persons with startups.


By visiting the institution, you will be exposed to a wide range of experts who will guide you through the entire process. Most people with startups always fail to do all paperwork needed and thus end up losing the ownership of their business to some people who are self-centered. So as to avoid issues of this nature, you need to deal with the right experts who will protect your interest. Swiss Factory has been a game changer in the market by offering the best to its clients in the country.


The institution is now working with many entities in the segment. It has been doing that so as to share resources and expertise among themselves. Doing that optimize the returns being realized by the firms by a great margin. Swizz factory is now doing business with cTI. This is an entity which has been supporting startups too for a good number of years. They are well versed with the market and thus fully understand what young business persons need when starting a business at the global level.


By joining forces, the firms are now performing quite well in both local and international level. Mike is also participating in a good number of pitching contests being organized at the moment in some schools across the nation. This is one of the ways of supporting students who have entrepreneurial spirit in them.


How OSI Group Rose To Become A Leading Food Processing Brand

OSI Group, LLC is a privately held company that was first established in 1909. For years it was known as Otto & Sons before taking on its current name in the mid-1970’s. It is now wholly owned by Sheldon Lavin who is the company’s CEO and Chairman.

At OSI Group they process a large range of different types of food that are sold in fast food restaurants around the globe. They create processed meat, turkey, chicken, and seafood. They also process fruits and vegetables as well as things like sauces, dressings, and marinades as well as dough products and pizza. They have about 70 processing plants located in 17 countries around the world.

Before Sheldon Lavin arrived at OSI Group the company was mostly known for being one of the main suppliers of beef to Mcdonald’s Corporation. He built it into a company that expanded throughout the America’s, Europe in the early 1980’s, and Asia from the late 1980’s on to today. They have expanded organically as well as by buying other food processing companies.

Among the company’s acquisitions was that of the Dutch company Baho Foods in mid-2016. By buying this company OSI Group attained a larger presence in the countries that Baho Foods was already in which included countries in both Western and Eastern Europe. The purchase also included five food processing plants located in both the Netherlands and Germany.

In late 2016, OSI Group bought the UK food processing company Flagship Europe. This gave OSI Group access to that company’s customers as well as their products which complimented what OSI Group provides. When talking about the purchase of both Baho Foods and Flagship Europe, the President and COO of OSI Group, David McDonald, stated that they both gave his company a broader European presence as well as a strengthening of OSI Group’s ability to meet their customer’s evolving needs.

Today OSI Group brings in about $6.1 billion a year in revenue making it one of the largest private companies in the world. They have over 20,000 employees and supply many of the biggest global restaurant chains.

Success Academy Making The Grade With Their Scholars

The Success Academy has was appears to be turning out to be a winning formula to help the “scholars” (the term given to their children) live up to the name of the foundation. They start at an early age developing a plan and roadmap that will carry the students onward to college and beyond. The test results have impressed a lot of people around the New York area who wish that their own could achieve such numbers rather than the dismal 35% math and 64% English proficiency that serves as a counterexample to the Success Academy routine.


The difference in understanding that the state exams brought to light pays no attention to income level of the family. The Success Academy students who live in even the poorest neighborhoods around the city were still able to outshine those children of the wealthiest parents in the other public schools. It all starts in elementary school where the children are infused with a passion for learning and trying new things. Those scholars are provided with only about 80 minutes of instruction each day so that the remainder can be filled with small group studies and activities that allow the success to be brought forth through actual student involvement.


The students at one of the 27 elementary schools can then work their way upwards with the help of the organizations 7 middle schools and the newest addition which is a high school. Charter networks have never grown faster than Success Academy which has an outstanding outreach after only having been in operation since 2006. Content is the central core of what is making the grade, and parent involvement is another critical factor that children will so often reflect through their academic performance if that key element is missing.


The difference is seen in even the earliest curriculum which is “Blocks” at the elementary schools. Students are provided with books and knowledge as inspiration so that they can do more than just play. That drive is carried on throughout all of the other classes and grades so that Success Academy is setting a bar that will be hard to match from others looking to reach such heights.



How Jim And Micheal Of Lacey And Larking Frontera Fund Are Fighting For The Rights Of The Arizona People

Britons celebrate the Universal Declaration of Human Rights every year to commemorate the day that the British government declared all humans free. This practice is mirrored in governments across the world with documents such as the United States Declaration of Independence and the Magna Carta.

Similarly, countries in third world countries celebrate their independence days to mark the day that they gained freedom from colonial governments. In the last century alone, society has transformed immensely to recognize that every human being is born free, with rights to fair treatment as people, migrant rights, and civil rights.

Despite the progress that society has achieved in the social forum, studies indicate that the 2000s mark the most tumultuous moment in the fight for equal human rights.

Citizens are overthrowing their dictatorial leaders in the hopes of enacting more socially aware candidates who will cater to their rising concerns and grant them freedom. Other societies are regrouping to fight unfair treatments that entail matters such as excessive use of force, unequal distribution of resources and discrimination at work.

One such movement is the Black Lives Matter campaign that has sparked the interest of internationally acclaimed liberals. Some report that the movement resonates with the 1960s campaign against racial discrimination.

University students, professionals, and the black community as a whole are rallying around leading activists and humanitarian organizations to rid the society of racial discrimination. Learn more about Jim Larkin and Michael Lacey:

The Lacey and Larking Frontera Fund group is one of the foundations that aggressively and openly supports the promotion of equal human, migrant and civil rights. It began with the initiation of the journalists Jim Larkin and Micheal Lacey after a controversial case involving Maricopa County Sheriff, Joe Arpaio. Micheal and Jim were taken into custody by the cop, after revealing the identity of a grand jury seeking information about his unlawful practices.

The two journalists sued the county for breaking the First Amendments rights and won the case in the United States court of appeals with a settlement of 3.75 million dollars. Currently, they are injecting the cash into campaigns supporting migrant rights of people living in the Arizona region and the Mexican border. Read more: Jim Larkin | Twitter

They support 22 organizations in Arizona, including Kino Border Initiative, Arizona Justice Project, Cultural Coalition-Day of the Phoenix, Arizona DREAM Act Coalition and American Immigration Council. Using their popular official website, Lacey and Larkin Frontera Fund regularly airs campaigns concerning the rights of humans in different areas across the globe.

Apart from using the investigative skills of Micheal Larcey and Jim , the foundation relies on trustworthy media houses such as CNN to acquire trending news regarding their concerns. The foundation is an independent organization that uses the money from the settlement in Joe Arpaio’s case and inputs of well-wishers to progress their campaign.

Securus Technologies Provide Peace of Mind to the Criminal Justice System

Dallas based Securus Technologies provides high tech solutions that assist our criminal justice system in an assortment of ways; investigation, assuring public safety, monitoring inmates and all issues involved in solving and preventing crimes during incarceration. There are a myriad of inmate activities that can be both harmful to other inmates or society at large, and Securus Technologies provide the protection that cannot be attained with traditional low tech methods.


In reading a forum of satisfied customer comments compiled on October 21st 2016, I found myself overwhelmed by the varied ways in which Securus Technologies serve to aid virtually every aspect of the criminal justice process. The technology can be used to monitor phone calls, obtain details which can assist in getting evidence for arrests, search warrants, getting details on contraband in the prison, plans to do harm to other inmates and the list is virtually endless. The investigative tools have evolved to provide an entirely new level of capabilities for the staff in any correctional institution.


As someone who is often curious about the criminal justice system and fascinated by the abnormal psychology of the inmates who inhabit those institutions, I have sometimes chosen to vicariously expose myself to that world – safely within the bounds of watching a reality television show about incarceration. I can easily see how the Securus Technology tools would serve to interrupt a great number of devious strategies and allow the correctional staff to take proactive measures to deter the inmate’s plans from their very inception. Sadly, the criminal nature of this population makes it necessary to override any individual privacy rights in lieu of protecting the greater good. Regardless of how diligent the correctional staff might strive to be, I believe the Securus Technology tools provide that ever present eye that is so necessary.


Brian Torchin’s Personal Mission To Raise The Customer Satisfaction Rate In The Medical Field

Brian Torchin serves as the president of Health Care Recruitment Counselors Staffing and has extensive experience in opening, staffing and managing medical and legal offices in Florida, Delaware, and Pennsylvania.

He focuses his efforts on ensuring that health care facilities and law firms receive the best staffing and consultancy services from HCRC. HCRC customizes solutions to fit every client’s needs and works to provide fast services in 72 hours. Some of the health professionals that HCRC recruits include dentists, physicians, doctors, nurses, therapists, and PR specialists.

Brian Torchin heads HCRC as the chief executive officer since his recruitment in January 2007. He leads the firm with excellence, respect, and trust to deliver quality results consistently. Brian has a reputation for delivering promising staffing even through tough economic seasons. Currently, HCRC has a diverse client base of 200 in a count in Australia, Asia, Europe and Canada.

Brian stated that seeking the firm’s services lowers patients’ readmissions and raises customer satisfaction. Brian is passionate about his tenure and regularly shares insights concerning the employment of first-rate professionals.

Brian Torchin has a bachelor’s of science degree in Exercise Science from the University of Delaware. In 1992, he joined New York Chiropractic College to pursue a chiropractic degree for three years. In 2000, Brian joined Practice Management Incorporation as the director of medical marketing. After serving the firm for seven years, he became a managing partner of HCRC.

Through the company, Brian helps medical practitioners find their perfect niche in the industry. Too often, doctors and nurses shift between jobs without considering if the job fits their passion and direction in life.

HCRC provides consultancy services that help these personnel filter out the different options available before making the next move. Before the job placement, HCRC’s staff carefully screens every candidate to serve all their clients efficiently.

According to Behance, Brian Torchin understands how difficult it can be for a graduate to land a job in the medical field and is diligent in providing avenues through which these young experts can develop and nurture a satisfying career. HCRC has a high customer satisfaction rate from both the medical professionals and the health institutions.

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Service without Limitations

It is a dental practice company that was formed as a result of collaborations between various dental experts. This facility has some practitioners with similar goals to achieve in a medical field. The primary focus of formation of this service was to provide a solution to various health matters related to the dental disorders.

Therefore, their coming together as dentists, was deemed as the primary stage in offering solutions to chronic dental cases. With this result, the company has gained a reputation all over the American state. The majority in the health sector has come together to celebrate the existence of this medical facility. Read more: Dr. Akhil Reddy | LinkedIn

Other than eyeing on making profits, the experts also believe in offering quality health services to their clients as a priority. With this result, the company has also been able to achieve its development agendas all over the seasons. Some of these agendas involve; expanding its branches to nearly six states in the United States of America. And offering quality service to the entire world.

In its daily operations, this dental facility is keen to adjust to the new health issues that may arise. The ensure of this happens, the service undertakes serious research programs to discover possible solutions on new arriving matters of the dental health. Meanwhile, to provide better healthcare services, the facility has been able to upgrade and acquired new technologies to ease their operational duties. It has impacted positive results in the eyes of health sectors around the US.

According to a report by Crunchbase, MB2 Dental dentists have also participated in community development programs to reward the society for their involvements. They do this through engaging in various activities that are meant to create awareness on ways of maintaining healthy teeth. Equally, they partner with different organizations that are keen to improve the health environment in the US.

Finally, to maintain good relationship their clients, the management team has evolved the marketing platform that aims at diverting its operations in an online website. At this site, the customers can be attended to anytime without limitations. Here, the customers are subject to free online information and tips for their daily healthcare. Learn more about Dr Akhil Reddy:

Creations of this website have been noted to be the best idea that puts the organization’s high above its competitors. The organization has for a longer time been celebrated in offering efficient and effective health care in the entire region. According to the health journal statements, 90% of clients admit that the facility has impacted a lot in their lives


Hussain Sajwan was born in 1956 in the United Arab Emirates. Hussain has a superb network of his business and has a cordial relationship with US President Donald J. Trump. This has been of great help towards the success of his businesses. Learn more about Hussain Sajwani Family:

When Trump was elected as president, it was thought that a conflict of interest would erupt but promised to do his businesses out of office. This partnership goes beyond President Trump to his daughter Ivanka and his sons, Donald Jr. and Eric. Their area of interest is mainly real estate.

The DAMAC owner started his career in the food business. He still owns the food company. He is also the founder of Damac Properties. Hussain Sajwani established the company in 2002. Damac Properties is a real estate developer. The idea towards its formation came when the Dubai government allowed Emirates non-residents to own property in the region.

He made his business idea a reality and built a residential building which was 38-storey. After acquiring this capital, he bought land and started his construction. Since then, Hussain has improved Dubai’s image and contributed a lot in making it one of the most attractive cities in the world. Learn more about Hussain Sajwani:

In 2013, Hussain sajwani started his partnership with Trump, and they developed two golf courses. The first is “The Trump International Golf Course”, Dubai. It opened its doors in February 2017. The second one is “The Trump World Golf Course” which is yet to be completed and start functioning at the end of 2018.

Damac Properties’ has its headquarters situated in Dubai. Apart from investing in real estate, it also engages in engineering and construction services. Since its establishment in 2002, Damac has expanded its operations far and wide. It has taken its operations to the United Kingdom and greater Middle East.

Damac has had a lot of developments over the years. They include The Ocean Heights in Dubai, Park Towers in Dubai Financial Centre among others. Up to date, Damac has 12000 units to its name and an additional 39000 which are in progress.

Hussain Sajwani is a man with a big heart and has been involved in some charitable activities. He supports the local community and also encouraging future entrepreneurs.